Comprehensive Risk Services for Confident Closings
Every angle of risk is covered to close on time, protect your capital, and move forward with certainty.
Comprehensive Risk Services for Confident Closings
Every angle of risk is covered to close on time, protect your capital, and move forward with certainty.
Insurance Due Diligence & Document Review
Detailed evaluations of insurance policies, endorsements, and certificates to ensure alignment with lender and investor standards. Each review connects coverage language to loan requirements, identifying inconsistencies or missing endorsements that could affect compliance. This process ensures documentation is complete, defensible, and ready for underwriting review.
Construction & Developer Risk Guidance
Expert support for builder’s risk, wrap policies, and construction-specific exposures to keep projects compliant and on schedule. Our reviews encompass every stage of development including ground-up construction, renovations, improvements, and occupied projects. Each assessment includes a detailed review of construction budgets and general contractor contracts to confirm all lender insurance requirements are met.
Policy & Supporting Document Reviews
Comprehensive analysis of insurance policies, endorsements, and supporting documents to confirm consistency across coverage terms and lender requirements. Each review links policy details to real-world exposures, highlighting discrepancies or exclusions that could compromise compliance. The result is clear, lender-ready documentation that withstands audit and regulatory scrutiny.
Agency Review (Fannie, Freddie and FHA)
Expert analysis aligned with each agency’s unique insurance standards and documentation requirements. Our reviews draw on extensive experience with the nuances and intricacies of Fannie Mae, Freddie Mac, and FHA programs, supported by long-standing relationships and institutional knowledge across GSE platforms. This ensures accurate, compliant submissions and timely approvals that keep transactions moving forward.
Portfolio Reviews (Acquisition and Refinance)
Comprehensive analysis across multiple assets with a 360° view of exposure to ensure coverage remains aligned for the life of the loan. Each review includes pre-audit evaluations to confirm compliance with insurance requirements before agency or internal portfolio audits, promoting consistency and readiness across every asset.
Lender & Investor Insurance Advisory
Clear guidance to support credit, legal, and underwriting teams at every stage of the transaction. Reviews clarify complex coverage terms and exposures while aligning insurance structures with lender expectations. By combining technical precision with practical insight, our process helps internal teams make timely, well-informed decisions.
Customized Insurance Compliance Solutions
Tailored reviews for transactions involving unique assets, specialized structures, or nonstandard lender guidelines. Each review is shaped around the specific exposures and documentation requirements of the deal, ensuring all compliance elements are addressed. This adaptive approach supports complex financing arrangements with accuracy and consistency.
CMBS/Conduit Loan, SASB & Balance Sheet Review
Accurate, defensible findings calibrated to securitization and lender requirements, with results clearly mapped to what is critical, optional, and actionable. Each review is tailored to specific Representations and Warranties, third-party reports, and lender criteria to ensure compliance and consistency from diligence through closing. Built on a detailed understanding of complex loan structures and the securitization process, this approach produces precise, lender-ready documentation that supports smooth, on-time transactions.
Risk Evaluation & Gap Analysis
A prioritized examination of insurance programs and third-party reports to surface deficiencies that may affect compliance, capital protection, or timing. Each review integrates findings across coverage layers, creating a clear picture of exposure and priority. This structured approach allows issues to be resolved early, supporting confident decision-making and on-time closings.
Tenant & Ground Lease Insurance Reviews
Evaluates tenant insurance compliance and verifies adequate coverage for ground leases to minimize landlord and lender exposure. Reviews include a thorough analysis of lease and loan agreements to identify and mitigate gaps in coverage. We coordinate directly with tenant and borrower brokers to ensure insurance requirements are met, and interests remain fully protected through closing.
Partnership That Goes Beyond the Transaction
Working with us means more than getting a deliverable — it means gaining a true partner in risk.
- Direct Access to Senior Consultants: Clients work directly with experienced advisors who know what to ask, what to look for, and recognize the difference between an “and” or an “or”.
- Pre-Deal Consultations: Upfront senior consulting helps clients assess exposure and prepare for what’s next.
- Post-Close Support: We don’t walk away at funding. We stay available to clarify coverage, address questions, and support compliance as deals evolve.
Partnership That Goes Beyond the Transaction
Working with us means more than getting a deliverable — it means gaining a true partner in risk.
- Direct Access to Senior Consultants: Clients work directly with experienced advisors who know what to ask, what to look for, and recognize the difference between an “and” or an “or”.
- Pre-Deal Consultations: Upfront senior consulting helps clients assess exposure and prepare for what’s next.
- Post-Close Support: We don’t walk away at funding. We stay available to clarify coverage, address questions, and support compliance as deals evolve.
A 360° Approach to Risk
We move quickly, but always with clarity. A strategic 360° set of reviews combined with our five-step approach is designed to meet tight timelines without compromising quality.
- Engage: We align quickly with your team and timeline.
- Evaluate: Conduct a 360° review of policies, documents, and third-party reports
- Assess: Identify insurance gaps, compliance risks, and discrepancies
- Guide: Advance premium estimating and actionable, lender-ready recommendations and guidance
- Support: Stay engaged through closing and beyond to ensure risk is fully resolved guidance
Clarity For Every Role in The Deal
Proven Process, Real Results
Our 360° approach delivers measurable outcomes:
- Closed $50M construction loan in 48 hours
- Verified high-risk flood coverage for acquisition without delay
- 75-property portfolio review completed in under 30 days
- $125B+ in transaction volume reviewed
Proven Process, Real Results
Our 360° approach delivers measurable outcomes:
- Closed $50M construction loan in 48 hours
- Verified high-risk flood coverage for acquisition without delay
- 75-property portfolio review completed in under 30 days
- $125B+ in transaction volume reviewed